Calculators

We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

  • Mortgage Calculator
    This calculator will show the total interest and total payment of your mortgage based on the loan amount, term and interest rate entered.
  • Loan Calculator
    This calculator will display the monthly payment, total interest and total payment for your loan based on the loan amount, term and interest rate entered.
  • Refinance Breakeven
    Should you refinance your mortgage? Use this calculator to determine when you will breakeven!
  • Amortizing Loan Calculator
    Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
  • Retirement Planner
    Quickly determine if your retirement plan is on track - and learn how to keep it there.
  • Social Security Benefits
    Use this calculator to estimate your Social Security benefits.
  • Lease vs. Buy
    Should you lease your next automobile or finance it? Find out with this calculator!
  • Hourly Paycheck Calculator
    Use this calculator to help you determine your paycheck for hourly wages.
  • Net to Gross Paycheck Calculator
    This calculator helps you determine the gross paycheck needed to provide a required net amount.

Some additional links to on-line calculators that you might find useful:

The information provided by these calculators is for illustrative purposes only. The information entered may vary from your actual loan, mortgage, investment, or savings results. Interest rates are hypothetical and are not meant to represent any specific investment. Rates of return will vary over time, particularly for long-term investments. The calculated results are not guaranteed to be accurate and are in no way endorsed, offered or guaranteed by Vogel & Ayres.